Protecting Yourself as a Trucker

Posted by on Jun 25, 2016 in Personal Injury, Truck driving | 0 comments

Trucking is a staple of interstate and international commerce that not only transports a large portion of goods across borders but employs several million Americans, including around 2 million truck drivers according to the Bureau of Labor Statistics. The job is proliferating as the economy and need for commercial transport grows, but while a career in trucking can certainly be flexible and rewarding, it is important to protect yourself from financial, physical, or legal injury.
According to the website of TBS Factoring, one key problem many truck drivers have is being paid reliably. While trucking companies usually promise to pay some have to wait several months before they see any compensation for their deliveries. Factoring companies get rid of the major inconvenience of long pay periods by allowing truck drivers to get paid for their freight deliveries the same day the delivery was made.
There are a number of health issues that plague the truck driving community–stress issues and sleep apnea being the major two according to trucking resource Stress can be alleviated by taking “rest” breaks throughout the day to fit in regular exercise like walking or stretching and eating healthy meals and snacks. Sleep apnea is extremely dangerous for truck drivers as it is one of the leading causes of falling asleep at the wheel. If you think you may be suffering from sleep apnea, or have any of its symptoms such as loud snoring or labored breathing during sleep, see a physician as soon as possible to address the issue before it progresses into something much worse.
The biggest problem truck drivers typically face is road accidents. According to the National Highway Traffic Safety Administration, there were 333,000 large truck accidents in 2012. Additionally, over 107,000 of these involved parties that were killed or injured and the number of injuries due to truck accidents shot up 18 percent between 2011 and 2012. No matter which side of the accident you are on, the personal or vehicular damage done can be insurmountable, so it is incredibly important that truck drivers or those who drive in truck-heavy areas keep themselves protected and insured. Whether it’s due to a truck malfunction, truck driver negligence, or trucking company negligence, you can learn more about trucking accidents here.

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Hard water and other water problems

Posted by on Jun 24, 2016 in Hard Water | 0 comments

Hard water is an inconvenience that many people across the United States deal with regularly. 85% of the US freshwater supply is “hard,” or high in mineral content. Though a number of metals and minerals can be present in hard water, the minerals most commonly found in hard water are calcium and magnesium which can leave a damaging residue on dishes, laundry, hair, or anything else that is washed with it. Texas has some of the hardest water in the country according to the US Geological Survey, with more than half the state drawing water from sources containing more than 180 milligrams of calcium and magnesium per liter.

In addition to hard water, cloudy water can cause many problems for the people who drink and use it. Cloudy, or “turbid,” water is caused by high levels of dissolved particles in the water supply. These particles can consist of sediment, algae, and/or microscopic organisms from construction, storms, and/or urban runoff. Cloudy water is not only aesthetically unappealing, but it can also house pathogens and contribute to waterborne disease outbreaks.

Another major issue with municipal water supplies is the chlorine used to treat water. Chlorine is typically used as a cheap and effective way to treat water and reduce the bacterial count to make it safer for drinking, but once the water has left the supply, it no longer serves a purpose. Not to mention, chlorine can damage household appliances and produce a host of byproducts that can contribute to a number of adverse health effects. Studies have linked the consumption of large amounts of water containing chlorine byproduct with an increased risk of cancer and, in pregnant women, miscarriage.

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Car accidents

Posted by on Jun 23, 2016 in Car accidents, Personal Injury | 0 comments

Car accidents are an unfortunate but all-too-common predicament many find themselves a part of at some point in their lifetime. With the onslaught of new technology being crammed into our vehicles, the driving experience is being significantly altered by all the conveniences and impediments modern tech provides.
Cell phone use in particular has emerged as a major contributor to car accidents, contributing to over one-quarter of all motor vehicle crashes according to a report from the National Safety Council. While we’re navigating all of the pitfalls of emerging technology, we still have to deal with distracted driving mainstays like drunk driving, which kills 28 people a day in the US according to the Centers for Disease Control and Prevention. All this contributes to a car crash rate that has been steadily on the rise, with the US seeing a 14% rise in fatal accidents in 2015.
While many car accidents result in nothing more than car damage or some minor bruises, there are many more that have long-term negative consequences for their victims, including significant injury, exorbitant hospital bills, or even death. These issues are difficult enough to deal with on their own, but according to the law firm Ravid & Associates, these often lead to tricky-to-navigate insurance issues.
Even if there was no permanent or disabling injury inflicted in the accident, according to McCutchen & Sexton – The Law Firm, there are still medical expenses, pain and suffering, and lost wages to consider. Regardless of whether the accident was caused by distracted driving, speeding, or malfunctioning vehicles, legal action can still be taken, according to the Sampson Law Firm. In this time of elevated car accident risk, legal help can help get victims the restitution they need to carry on with their lives as normal.

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Getting Involved in Business Process Outsourcing

Posted by on Jun 22, 2016 in Outsourcing | 0 comments

Companies have long looked internationally in order to outsource elements of their production process, but the rising interest in business process outsourcing is revolutionizing international outsourcing. According to the website of the Philippines outsourcing center of Pinoy Partners Outsourcing Center Inc., business process outsourcing, or BPO, involves hiring overseas employees to handle everyday business practices. BPO has been practiced for a while with things like international call centers, but the expansion of internet tools over the years has in turn expanded the variety of services can be offered on an international level. With these advances in internet technology making it easier than ever to practice international business, BPO is increasingly recognized as a practical, accessible business practice.
Those who want to get involved in outsourcing some of their business’s practices can look to BPO companies that connect companies with international employees that can cover everything from customer service to finances. These companies offer teams of specialized employees that can add valuable features to a company or support their current workforce.
Though some companies are wary of outsourcing tasks more central to the company’s operations, many companies embrace international BPO as a means of expanding their markets and developing a more global perspective within their company. BPO can be a very cost-efficient and practical business model for some, but all factors should be considered when deciding to outsource more business operations. BPO can be a major undertaking, so it’s important to treat it like the major business decision it is and carefully consider how it could impact a company’s daily procedures and efficiency.

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Major Money Issues

Posted by on Jun 21, 2016 in Bankruptcy, Insurance | 0 comments

Just because the Great Recession is over, doesn’t mean that money problems are too. The fact is major money issues can plague anyone who is unlucky enough to be involved in an accident, lose a spouse, or just fall on hard times. In times of financial turmoil, some of the most difficult things you can end up facing are bankruptcy and bad faith loans, but luckily, there are ways to deal with both.

If you’re thinking filing for bankruptcy might be the best financial option for you, you are not alone. According to a United States Courts report, there are just around one million personal bankruptcies filed annually in the US. Filing for bankruptcy can be an important step towards solving financial troubles and piled-up debt. According to Raleigh Bankruptcy Lawyers, Chapter 7 bankruptcy is one of the most common types of bankruptcy as it allows individuals to eliminate their debt, curb creditors and repossessions, and rebuild their credit.
Generally, when insurance is purchased for any entity, whether it be a house, a car, or even a life, it is expected that the insurance company will cover any filed claims when an accident occurs. This is known as keeping “good faith.” Of course, not every insurance company keeps their practices completely clean, as many will look for excuses to not fulfill its obligation to its customers in a practice known as insurance bad faith. If an insurance company refuses to pay out on a claim, legal action can be taken in order to ensure one gets the money they need. According to the attorneys at Smith Kendall, PLLC, the most common bad faith practices include coverage disputes, deceptive trade practice violations, and insurance code violations.

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